1/2 c. butter
1 1/2 c. graham cracker crumbs
1 can sweetened condensed milk
1 (12 oz.) pkg. milk chocolate chips
1 c. peanut butter chips
1 cup coconut
Preheat oven to 325 degrees.
In 13 x 9 glass baking pan, melt margarine in oven.
Sprinkle crumbs evenly over margarine; pour sweetened condensed milk evenly over crumbs.
Top with chips and coconut; press down firmly. Bake 25 to 30 minutes or until lightly browned. Cool.
Cut into bars.