Kick Butt Bean Dip

Why I Love This Recipe
This is FANTASTIC for parties. Our family however has used this as a meal too!
Keep in mind, you can increase decrease all amounts depending on your preferences. However I do suggest only using pepper jack cheeze. It definitely makes the dip! :-)
Ingredients You'll Need
1 lb. ground beef
1 small onion
2 cans refried beans
1/2 can chopped mild chiles or 1/2 can chopped chipolte or jalepenos (you can use anything any amount to your taste and heat.
2 cups pepper jack cheese
taco sauce or salsa
Directions
In 13 x 9 pan mix beans and chiles, spread evenly.
Brown meat, onions, drain fat.
Season with salt/pepper/tabasco sauce.
Sprinkle over beans/chile mixture.
Sprinkle cheese over top, drizzle with taco sauce/salsa.
Bake at 400 degrees for 20 minutes.
Serve with chips, sour cream, guacamole.